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Special Crime

A centre of excellence for special crime (Kidnap and Ransom insurance, KRE, special risks) insurance, offering a global proposition whilst taking a specialised approach to both land-based and maritime risks.

Solutions

Providing you with 360-degree support that dovetails pre-incident consultancy, broking expertise and 24/7 crisis management support.

Group

Active Assailant

From preparatory training through to post-incident crisis response, SCR’s active assailant protection delivers comprehensive protection against the impacts of an attack.

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Group 2

Corporate K&R Protection

Our special crime policies protect your staff travelling and working in medium to high risk territories, and can be triggered by a wide range of security incidents, including kidnap for ransom, extortive crime, violent threats, disappearances, evacuations, and detentions.

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Group

Maritime Piracy

SCR has over 20 years experience in handling highly sensitive maritime piracy cases across notable hotspots, including the Gulf of Aden and the Gulf of Guinea.

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Group 2

Specialist Products

We have extensive experience in sourcing, placing and managing specialist evacuation and security products available in the special crime market. These products can give policyholders access to broader crisis response support across ‘non-standard perils’ and are created bespoke to your individual risk profile and exposures. 

The Fundamentals of a Special Crime Policy

Special Crime insurance works on a reimbursement basis and offers unlimited cover for the fees and expenses of a crisis response provider.

01

24/7 worldwide coverage and dedicated crisis response provider

02

Strictly confidential

03

Cover typically applies on a per Insured Event basis

04

No deductibles

05

Broader policies than the traditional kidnap & extortion

06

Covers demands against company and personal assets

07

12, 24, or 36 month policies

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Can include a bursary that can be used to mitigate the risks you are insuring against

Why choose us?

Detailed product & broking knowledge

Our products reflect the latest developments in the market.

Claims

35 years of experience in supporting our clients with their claims.

Market position

Our significant market share, long-standing brand and strong market relationships ensure that we can negotiate competitive pricing and coverage.

360° support

We triage and coordinate the support of third-party crisis response providers via our crisis support team working from our three operations centres. 

Rigorous methodology

You will benefit from our independent, fair market analysis undertaken through our insurer and assistance provider Market Approval Process (MAP).

Insights

You will receive quarterly updates and analysis on the global risk landscape.

"We work proactively with clients to provide high-quality, cost effective and robust insurance and response solutions, tailored to the exposures that affect them most."
Richard Scurrell
Head of Special Crime

Insured perils

The perils covered under a Special Crime and Maritime Piracy policy have a direct impact on your employees’ safety, your reputational risk, and corporate liability, as well as your business continuity and financial risk. 

  • Active Assailant Threat

  • All Risks Evacuation

  • Assault

  • Disappearance

  • Emergency Political Evacuation/Repatriation

  • Express Kidnap

  • Extortion

  • Hijack

  • Hostage Crisis

  • Kidnap for Ransom

  • Malicious Vessel Seizure

  • Product Extortion

  • Stalking

  • Threat

  • Unlawful Detention

Insured losses

Special Crime insurance plays a critical role in an organisation’s security risk management.

  • Assault Expense

  • Crisis Support & Response

  • Disappearance Investigation & Expense

  • Death, Disablement, and Dismemberment

  • Liability

  • Loss of Earnings

  • Loss of Hire

  • Non-Property Damage Business Interruption

  • Product Loss

  • Property Damage Business Interruption

  • Ransom

  • Response Provider Fees & Expenses

  • Ransom in Transit

  • Threat Expense

  • Victim Care

Crisis Response

Your insurer will provide you with access to a crisis response provider, who will be responsible for coordinating any response to an insured event. We conduct a full, audited Market Approval Process (MAP) of all providers.

What will the crisis response provider do?
  • Support you immediately in the event of an incident.
  • Physically deploy to the country of the incident if required.
  • Advise your incident and crisis management teams on the coordination of the response strategy.
  • Handhold you through the incident, including post-incident debriefing.
  • Allocate roles and responsibilities.
  • Structure and plan ransom negotiations.
  • Leverage local contacts and link you to other experts when required.
  • Stakeholder management.

Crisis Support & Risk Advisory

We offer you much more than just insurance; we also include access to our in-house security risk advisory and crisis support team, Alert:24.

The Alert:24 crisis support team will triage you through to your designated response provider who will conduct the response. Concurrently, the Alert:24 crisis support team will engage with your designated insurance and claims specialists to ensure you receive comprehensive support. 

  • 24/7 crisis support
  • Swift triage to vetted response providers
  • 24/7 security risk analysts
  • Access to a global security risk consulting team
  • Independent evaluation of assistance providers
More info

We offer a wealth of Special Crime insights and resources to help you navigate your ever-changing risk landscape.

Access our full range of insights here

Leadership

Richard Scurrell Head of Special Crime
William Miller Head of Asia-Pacific
Philipp Seel Head of SCR Inc.
Anna Carlberg Head of the Nordics
Diego Gomez-Arroyo Head of Iberia
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