Sports Personal Accident Insurance
- Protects athletes in the event they suffer from career-ending injuries but also protects athletes against loss of income due to their injury or illness.
- We specialise in designing and placing policies for top sports clubs.
- As the money involved in sports increases, so do the potential financial losses to the clubs and individuals.
Your Aim
What We Cover
Contract Protection/ Confidential Life
High Income Protection
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Career Ending Protection
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Catastrophic Accumulation
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Death
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Everyday Risks (Kidnap & Ransom)
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Income/ Wage Roll Protection
Who We Cover
We partner with a range of commercial organisations, member associations, and some of the world’s biggest sports stars and entertainers, advising them on the management of the risks they face and supporting them in making a long-term success of their business.
Our unique products
eGaming (Re)Insurance
As the popularity of eSports continues to soar, the associated risks have become more prominent. For players and their teams, the fast-paced, high-intensity nature of gaming can lead to accidents, health issues, and reputational damage.
Accidents happen when we least expect them, and the consequences can be severe. From physical injuries that require medical attention to equipment damage or loss during travel, the financial implications can be significant.
Moreover, the eGaming industry thrives on reputation and image. Any incident that tarnishes a player’s or team’s reputation can have lasting effects on their professional standing and future opportunities.
Top concerns for players
Injuries
70% of pro gamers complain of hand pain. Carpal tunnel syndrome, vision deficiencies from continuous exposure to screens and tennis elbow are all medical conditions associated with eSports.
(Esports Injuries: How Dangerous is it For Players?, https://www.wepc.com/tips/esports-injuries/ )
Mental Health
In one study, 37% of eSports players showed symptoms of depression. Similarly, burnout, stress and anxiety are all mental health issues that can affect players.
(Mental health symptoms in electronic football players, https://bmjopensem.bmj.com/content/7/4/e001149 )
Delays or Cancellations
According to one Canadian organizer, the estimated cost to play in a pro event is $667,750 USD3 . Any delay to a team or player’s schedule, such as a canceled flight, could have costly repercussions.
(Esports project management – Budget and cost of a tournament, https://www.billelafros.com/esports-project-management-budget-cost-of-a-tournament/ )
Our offering is flexible to fit your requirements
Personal Accident and Disability
- Protection of personal income in the event of accidents or illness, including mental health issues.
- Coverage for incidents during and outside gaming hours, including international participation.
Death and Disgrace
- Mitigation of reputation risks and protection of professional standing.
- Financial support to navigate reputation-related challenges and maintain personal brand integrity.
Travel
- Safeguards against financial losses from non-refundable travel expenses.
• Coverage for trip cancellation,
interruption, and related costs such as flights, accommodations, and entry fees.
Contractual Bonus
- Ensuring fulfillment of financial commitments outlined in contracts.
• Guaranteeing payment of contractually agreed monetary bonuses to players or teams as per pre-agreed terms, following player’s or team’s successes.
Women in Sport
The rapid growth in popularity of women’s sport has been incredible, so now is the time to consider how insurance can help mitigate the risks faced by female athletes.
Our insurance for Women in Sport is a bespoke sports insurance designed specifically to protect sportswomen against loss of income due to their injury or illness.
Who we cover
- Amateur and Professional Athletes
- Clubs, Federations & Associations
- Coaches & Referees
- Sponsors & Broadcasters
- e-Sports
Our offering
We can arrange worldwide sport personal accident insurance tailor-made to protect individual athletes and sporting teams providing peace of mind should the unfortunate happen. Our personal accident cover protects individuals in the event of a loss of personal income as a result of an accident or mental illness, and the benefits consider the genetic differences females may endure whilst playing in their sport.
Valid globally with support available 24/7, any accident within the terms and conditions of the policy that leads to an injury is therefore covered. It does not
have to occur during playing, practicing or training. Payments made can be multiples of salary or a lump sum benefit amount
Unique features of our product
After reviewing this specialised solution and speaking to sportswomen, we have included these additional tailored benefits: