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Corporate K&R Insurance

A special crime policy should be considered a core component of any organisation's crisis management framework. Although it protects your staff whilst travelling and working in medium to high risk territories, it can be triggered by a wide range of security incidents that exist within the current threat landscape, both at home and abroad.

Why purchase a Special Crime policy?

A security risk 'toolbox'

The program extends beyond kidnap for ransom, and can be triggered by a wide range of security incidents, including extortive crime, violent threats, disappearances, evacuations, and  detentions.

Duty of care

Protecting your staff travelling and working in medium to high risk territories against critical security incidents demonstrates good corporate governance. 

Reputation management

A critical security incident can be one of the biggest tests an organisation can face – our services can assist in managing and resolving it without damaging your hard-earned reputation. 

A growing, present threat

Detentions carried out by government authorities on unlawful or politically motivated grounds are becoming increasingly common, whilst the activities of transnational criminal and terrorist groups pose serious challenges to organisations operating in a globalised world. 

Post-incident support

Post-incident care and support will be vital for victims, their families, and affected colleagues. 

Mitigates your organisational energy drain

Crises can last days, weeks, or even years, requiring the attention of senior management. Our support mitigates this energy drain.

Inavulable support from experienced advisers

In the hands of our skilled consultants, the costs of a crisis are greatly reduced. 

Vital importance of stakeholder management

The program ensures that a professional crisis response team is deployed to help liaise effectively with all interested parties. The cost of third parties is also covered by the policy. 

Insured Events

  • Extortion (excluding Cyber Extortion)

  • Hijack

  • Kidnap For Ransom

  • Unlawful Detention

  • Threat

  • Disappearance

  • Express Kidnap

  • Assault

  • Hostage Crisis

  • Emergency Political Repatriation

Insured Losses

  • Legal Liability

  • Personal Accident Benefits

  • Ransom

  • Ransom Lost 'In Transit'

  • Response Provider Fees & Expenses

  • Additional Expenses i.e. psychological support

  • Loss of Earnings

The Fundamentals of a Special Crime Policy

Special Crime insurance works on a reimbursement basis and offers unlimited cover for the fees and expenses of a crisis response provider.

01

24/7 worldwide coverage and dedicated crisis response provider

02

Strictly confidential

03

Cover typically applies on a per Insured Event basis

04

No deductibles

05

Broader policies than the traditional kidnap & extortion

06

Covers demands against company and personal assets

07

12, 24, or 36 month policies

08

Can include a bursary that can be used to mitigate the risks you are insuring against

Our Alert:24 team are on-hand 24/7

We provide comprehensive assistance in times of crisis to you, acting as your single point of contact to allow expert management and control of crises. 

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